WHAT IS A CREDIT REPORT? A credit report is a comprehensive summary of a person’s credit. It is often used as the deciding factor in whether or not you will receive the
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How would you like to end the year with an extra $1,378 in savings? It may be simpler than you think with the 52 Week Money Challenge. Here's how it works. Start off by placing one dollar into a savings account starting this week. Then next week, add two dollars and so on. By starting with small amounts, you can get yourself into the habit of ...
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Transferring money online is becoming a more common occurrence every single day. Whether it’s paying back for movie tickets, buying or selling something, or even sending cash to your babysitter, it's now easier than ever. Here are some of the most popular methods that people are using to transfer money online. VENMO Venmo has a limit of $2,999 per ...
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One popular method of budgeting is the cash budget. This type of budget is exactly how it sounds; you only use cash to make purchases as opposed to credit cards. However, as with any type of budgeting, there are advantages and disadvantages. Here are some of the pros and cons of a cash budget. PROS PREVENT OVERSPENDING You can only use what you ...
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You've decided you'd like to learn more about how to refinance your car loan. While there may be several pros involved with refinancing, there are some things you'll need to consider to make sure it's most beneficial for you. WHAT HAPPENS WHEN YOU REFINANCE YOUR VEHICLE? When refinancing, you will first need to complete some research and select a ...
Ready to build the home of your dreams? Cyprus Credit Union can help. Your time is valuable and that's why we offer construction loans and permanent financing in one
Many first time home buyers find themselves paying more for a house than it’s worth. There are several reasons for this, here are some of the biggest:
As the summer begins, high school graduates and college students alike are planning out their future college careers. Some students are planning on attending public
While you will work almost exclusively with your home loan advisor, there is a whole team working on your mortgage behind the scenes. Learn more about who these people
Before looking at homes, you need to make the decision on where you would rather live: the city or the suburbs. Here is a quick pros & cons list that you should take
At Cyprus Credit Union, we’re not just your mortgage lender; we’re your mortgage partner. Our experienced loan advisors will be there to help you every step of the way
Hosting a successful open house is one of the most important parts of selling your house. Think of it as your home's first impression to potential buyers. Check out some
So you're getting ready to buy a new home. Before you start looking at potential houses and filling out mortgage paperwork, there's a few things you need to do as
