A Certificate of Deposit, or a CD, usually offers a higher interest rate than a traditional savings. However, there are several internal and external factors that may
You’ve been renting for a while now and you’re wondering if you’re finally ready to be a homeowner. Here are some questions to ask yourself to help determine whether or not you are ready to make the jump and buy a home: CAN I SAVE FOR A DOWN PAYMENT? While there are a few low or no down payment mortgage options, most traditional loans require at ...
Want to do some upgrades on your home but feeling a little cramped by your budget? Here are some ideas for easy fixes around the house that won’t break the bank. REPLACE HARDWARE Replacing old or mismatched hardware in a kitchen or bathroom can instantly pull the room together. Choose a style that compliments the existing room or is versatile ...
You’ve decided you’re finally ready to take the plunge and become a home owner. Before you start picking wall colors and flooring, you need to prepare for the mortgage process. Check out some of steps you should take as you prepare to apply for a mortgage. PULL CREDIT REPORT You need to make sure there aren’t any collection notices or ...
We have previously talked about what a seller needs to do during an open house, but there are also steps the buyer can take to ensure this process is as smooth and problem free as possible. Here are tips on maintaining good open house etiquette. DRESS THE PART For many, visiting open houses is a multi-hour process. Dress comfortably but still look ...
While there are a few things you may carry around in your wallet at all times, such as an ID or credit cards, in order to protect your confidential information, there
With direct deposit, it can be easy to let your paychecks go into autopilot without checking them. However, it’s still important to know what’s on there and where your
Retirement may seem like a lifetime away for most of us, but that doesn’t mean we can’t feel the pressure of the unknown future. Here are some common fears that people
Every year, hundreds of thousands of students apply for some type of financial aid. Because of these numbers, there are fraudsters just waiting to take advantage of the
The average retirement age in the United States is 61. However, some people find themselves in a position where they may have the option to retire earlier. Here are some
As with many people, you may have seen an uptick in the amount of robocalls you receive. While some of these are legitimate, you may also receive some spam. Here is what
Summer home buying time is in full swing and you may be wondering where to start on your home buying journey. Here are some blog posts all about buying a home.
Despite the many options out there for paying people back, there may come a time when you need to use a money order. If you aren’t quite sure what that is, here is some