A balance transfer is a financial transaction in which an owing balance is shifted or “transferred” from one credit card to another. In other words, one credit card is
Everyone has bad habits, some of which we may not even been aware. It’s no different when it comes to your finances. There are small, everyday decisions that you could be making every day that are hurting you. Check out some of the more common money habits and ways to combat them. NOT TRACKING SPENDING It’s easy to make simple purchases here and ...
By age four, many children will become familiar with the general concept of money simply through observation. Nowadays, they may see their parents use a debit or credit card (or maybe even a smart phone or watch) at the checkout stand before leaving a store. While they may still see the use of cash and coin, it won't be as common a sight as it was ...
One popular method of budgeting is the cash budget. This type of budget is exactly how it sounds; you only use cash to make purchases as opposed to credit cards. However, as with any type of budgeting, there are advantages and disadvantages. Here are some of the pros and cons of a cash budget. PROS PREVENT OVERSPENDING You can only use what you ...
How well do you think you can spot a scam? While we’d all like to think we’re scam-proof, the numbers tell a different story. This year, the Federal Trade Commission (FTC) revealed they received fraud reports from more than 2.8 million consumers in 2021. Imposter and shopping scams were the most common types of fraud reported. "Reported" is the ...
Navigating healthcare can be difficult. With so many moving parts, it can be tough to know how each part affects the others. Here are the some of the healthcare terms
If you apply for an auto loan but are either denied or don’t qualify for the interest rate you’d like, it isn’t necessarily the end of the road. A co-borrower or
It happens to the best of us. No matter how much you try to remember to pack everything for a trip, something inevitably gets left at home. But it’s not a problem.
There's good news and bad news. The bad news is that moving scams are on the rise. These schemes target individuals or families who are moving to a new home and can
Identity theft is big business. While almost 1.4 million reports of identity theft were received by the Federal Trade Commission in 2021 (FTC.gov), the actual number of
National Financial Awareness Day is this month (August 14, to be exact), and Cyprus has some tips to help build your knowledge about all things money. Click the links in
You might already be familiar with the process of financing a vehicle loan. You need to find a lender, have your credit pulled, get approved, agree to an interest rate,
Being in a car accident can be a stressful and chaotic experience. However, you can educate yourself now so you are as prepared as possible in the event of one. Here's