According to a study conducted by Care.com, only 42% of adults have estate planning documents, such as will or living trust. Although this is probably one of the least
One of the major reasons that people have trouble sticking to their budget is because a budget can be abstract. By using methods of motivation or incentives, you can help yourself keep to your budget and have a little extra bonus along the way. Here are some ways to create a little motivation to help you stick to your budget: MAKE IT VISUAL Let’s ...
With summer underway and vacations quickly approaching, it’s time to sit down and make some solid plans for a getaway. But before you leave, there are some steps you should take to ensure that you stay as safe as possible. Here are some of the things that you can do to stay safe while traveling: CHOOSE WISELY Before selecting your vacation ...
When you decide to start budgeting, there are several different methods that you can use. Here are just a few examples to help you get started when it comes time to build a budget: THE ENVELOPE BUDGET With this cash based method, every item on your budget has a set amount that you will spend each month. Have an envelope for each of your expenses ...
As a young adult, you will be facing many challenges for the first time. This includes working a full-time job, figuring out what you want to do for the rest of your life, and handling your money in the real world. Here are a few matters that any young 20 something should keep in mind when planning out their finances. BUILD EMERGENCY SAVINGS No ...
Before you start your business, you need to come up with a business plan. This plan will become the road map for your business. They can help you attract potential
When it comes to emergencies, it’s always best to be over prepared when nothing happens then being under prepared during an emergency. With the cold, winter months
Retirement is right around corner and while there are many things to look forward to in the future, there are several financial tasks that still need your attention
Finding out that you have been denied a loan can be a terrible experience, especially if you don’t know why or how to fix your financial situation. Here are some of the
For many, the commute to and from work is a necessary grind. However, there are steps you can take to make sure you are getting the most of out of that time whether
All of us have items of value that we want to be protected. However, many of these items may not be protected under existing insurance policies. Here are some items that
Receiving a job offer is exciting, but juggling multiple offers and trying to decide which option would be the best for you to take can be a stressful experience. While
As the year begins to wind down, there are some expenses that need to be taken care of. Here is a list of the some of the end of year expenses that need your attention