Many people choose to go the townhome/condo route for their first home due to the lower cost and maintenance when compared to a single-family home. Here are some of the
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You’ve been renting for a while now and you’re wondering if you’re finally ready to be a homeowner. Here are some questions to ask yourself to help determine whether or not you are ready to make the jump and buy a home: CAN I SAVE FOR A DOWN PAYMENT? While there are a few low or no down payment mortgage options, most traditional loans require at ...
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You’ve decided you’re finally ready to take the plunge and become a home owner. Before you start picking wall colors and flooring, you need to prepare for the mortgage process. Check out some of steps you should take as you prepare to apply for a mortgage. PULL CREDIT REPORT You need to make sure there aren’t any collection notices or ...
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Want to do some upgrades on your home but feeling a little cramped by your budget? Here are some ideas for easy fixes around the house that won’t break the bank. REPLACE HARDWARE Replacing old or mismatched hardware in a kitchen or bathroom can instantly pull the room together. Choose a style that compliments the existing room or is versatile ...
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We have previously talked about what a seller needs to do during an open house, but there are also steps the buyer can take to ensure this process is as smooth and problem free as possible. Here are tips on maintaining good open house etiquette. DRESS THE PART For many, visiting open houses is a multi-hour process. Dress comfortably but still look ...
Preparing to sell your home can be almost as stressful as buying one. Here are some past blogs about getting your house ready to put on the market as well as tips for
Once you’ve built a robust emergency savings, usually recommended to be enough money to cover six months to a years’ worth of expenses, you should still try and make
As we wrap up the final week of Credit Union Youth Month, make sure you check out Ages 2 - 4, Ages 5 - 7, and Ages 8 - 10. This week, we'll take a closer look at how you
When it comes to securing funding for your mortgage, there are several types of mortgage lenders available to you. Here are some of the types of lenders from which you
Welcome to week three of Credit Union Youth Month. This week, we are going to take a closer look on ways that you can instill great financial habits in kids ages 8 to 10.
While building your savings is important, where and how you build them may be even more important. Here are some questions to ask yourself to make sure you are using the
As your kids get older, you can continue to introduce new financial topics and lessons. Here are some more ideas to help teach the concept of money and finances to kids
One of the most important decisions you will need to make during the home buying process is selecting a mortgage lender. Here are some of the factors you should take
