Shopping is often a conscious decision that we make. However, there are situations where we find ourselves making unplanned purchases as a result of external or internal
You’ve been renting for a while now and you’re wondering if you’re finally ready to be a homeowner. Here are some questions to ask yourself to help determine whether or not you are ready to make the jump and buy a home: CAN I SAVE FOR A DOWN PAYMENT? While there are a few low or no down payment mortgage options, most traditional loans require at ...
Want to do some upgrades on your home but feeling a little cramped by your budget? Here are some ideas for easy fixes around the house that won’t break the bank. REPLACE HARDWARE Replacing old or mismatched hardware in a kitchen or bathroom can instantly pull the room together. Choose a style that compliments the existing room or is versatile ...
You’ve decided you’re finally ready to take the plunge and become a home owner. Before you start picking wall colors and flooring, you need to prepare for the mortgage process. Check out some of steps you should take as you prepare to apply for a mortgage. PULL CREDIT REPORT You need to make sure there aren’t any collection notices or ...
We have previously talked about what a seller needs to do during an open house, but there are also steps the buyer can take to ensure this process is as smooth and problem free as possible. Here are tips on maintaining good open house etiquette. DRESS THE PART For many, visiting open houses is a multi-hour process. Dress comfortably but still look ...
Making changes in your savings habits doesn’t have to be a complete overhaul of your finances. Here are some small changes you can make everyday that will help make some
A Facebook page is a great, inexpensive way to promote the goods and/or services that your business provides. Here are some tips to help you create a great page.
For many people, no matter what they do, their credit score never seems to improve. One method that people use is a credit repair service. Below is a brief explanation
Every year, millions of dollars are donated to charities throughout the country. While many legitimate organizations rely on donations, there are some people out there
Making the decision to divorce isn’t easy on anyone. However, if both sides agree to a divorce and who gets what, you may be able to make the process a little easier
Making the decision to expand your family is an exciting one. However, you may feel a bit overwhelmed with all the unknown, especially when it comes to your finances.
A financial fast is a budgeting method where you cut out all unnecessary spending from your budget. While not a great option for longer term goals, it’s a great way to
It’s natural to want to take care of your friends or family in their time of need. However, before you write that check or cosign a loan, make sure you take these