Being a full time student and enduring the rising rates of college can be challenging. For many, living expenses is another detrimental cost that is thrown into their
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How would you like to end the year with an extra $1,378 in savings? It may be simpler than you think with the 52 Week Money Challenge. Here's how it works. Start off by placing one dollar into a savings account starting this week. Then next week, add two dollars and so on. By starting with small amounts, you can get yourself into the habit of ...
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Transferring money online is becoming a more common occurrence every single day. Whether it’s paying back for movie tickets, buying or selling something, or even sending cash to your babysitter, it's now easier than ever. Here are some of the most popular methods that people are using to transfer money online. VENMO Venmo has a limit of $2,999 per ...
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One popular method of budgeting is the cash budget. This type of budget is exactly how it sounds; you only use cash to make purchases as opposed to credit cards. However, as with any type of budgeting, there are advantages and disadvantages. Here are some of the pros and cons of a cash budget. PROS PREVENT OVERSPENDING You can only use what you ...
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You've decided you'd like to learn more about how to refinance your car loan. While there may be several pros involved with refinancing, there are some things you'll need to consider to make sure it's most beneficial for you. WHAT HAPPENS WHEN YOU REFINANCE YOUR VEHICLE? When refinancing, you will first need to complete some research and select a ...
A home is a major financial undertaking. Not only do you have to make your monthly payments, but there's things like home repairs, insurance, potential HOA fees, and
One thing several young adults may be lacking is financial literacy. Below, you'll find five basic financial literacy concepts every young adult should know to stay on
Now that you’ve obtained a copy of your credit report, it’s time to start working on increasing your credit score. Credit scores are kind of like grades in school. It
You’ve decided to take the leap into home ownership. It’s a big step and you may not even be sure where to start. While it may be tempting to start looking at homes
WHAT IS A MORTGAGE APPRAISAL?
Summertime. It's officially time to break out the barbecue and enjoy spending time outside. A great place to spend time with family and congregate with friends is an
There are several documents included in the mortgage application process. In this post, we'll take a closer look at one of them: the mortgage agreement.
Cyprus Credit Union offers a wide range of mortgage options to assist our members in buying a home. Our programs cover every option from the first time buyer to a
