Identity theft is big business. While almost 1.4 million reports of identity theft were received by the Federal Trade Commission in 2021 (FTC.gov), the actual number of

Many of us have received preapproved credit card solicitations in the mail before. Here are a couple of things to know about these offers.

A credit inquiry is when a third party views your credit report. This check is done to make sure your credit and background are in good standing. There are two types of

For many people, no matter what they do, their credit score never seems to improve. One method that people use is a credit repair service. Below is a brief explanation

With recent high profile security breaches, you may have heard about the option of credit monitoring. However, many people don't know what it is or how it works. Here is

One of the most essential parts of having healthy finances is making sure they are organized. If you aren’t sure where important documents are kept or even where your

No matter how much we prepare, there is still a chance that we may become the victim of fraud. If it happens to you, you'll want to make sure you are ready to report it

WHAT IS A CREDIT REPORT? A credit report is a comprehensive summary of a person’s credit. It is often used as the deciding factor in whether or not you will receive

APPLYING FOR SEVERAL CARDS Every time you apply for a new card, an inquiry into your credit takes place. These reviews can stay on your credit report for up to two