Chances are at some point you’ll take out a loan of some kind. After all, the average debt per American is $90,460 according to a 2021 CNBC report. If you’re considering
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One popular method of budgeting is the cash budget. This type of budget is exactly how it sounds; you only use cash to make purchases as opposed to credit cards. However, as with any type of budgeting, there are advantages and disadvantages. Here are some of the pros and cons of a cash budget. PROS PREVENT OVERSPENDING You can only use what you ...
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Transferring money online is becoming a more common occurrence every single day. Whether it’s paying back for movie tickets, buying or selling something, or even sending cash to your babysitter, it's now easier than ever. Here are some of the most popular methods that people are using to transfer money online. VENMO Venmo has a limit of $2,999 per ...
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How would you like to end the year with an extra $1,378 in savings? It may be simpler than you think with the 52 Week Money Challenge. Here's how it works. Start off by placing one dollar into a savings account starting this week. Then next week, add two dollars and so on. By starting with small amounts, you can get yourself into the habit of ...
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You've decided you'd like to learn more about how to refinance your car loan. While there may be several pros involved with refinancing, there are some things you'll need to consider to make sure it's most beneficial for you. WHAT HAPPENS WHEN YOU REFINANCE YOUR VEHICLE? When refinancing, you will first need to complete some research and select a ...
On Tuesday, we talked about what money laundering is and how it affects you. Today, we’ll talk about “money mules,” the part they play in the money laundering process,
You’re not alone if the term “money laundering” brings to mind images of washing machines, dryers, and laundry detergent. After all, laundering money is the process of
Whether you have a business of your own or are thinking about starting one, Cyprus is here to help. Schedule an appointment with one of our business advisors to learn
There’s nothing quite like your brand-new ride having the latest technology, a modern design, a clean interior, and zero maintenance issues. But is buying a used car the
If you’ve ever opened up a savings account, taken out a loan on a car, or cashed a check, you’ve had personal experience with the banking system. All credit unions,
Along with all the conveniences of technology come its disadvantages. Data breaches are one such disadvantage. When you've been a part of a data breach, it can feel as
Knowing your lingo will help you stay well-informed while going through the loan process. One term you might hear is amortization. Let’s take a minute to break down this
Paying for an education can get expensive. However, there are a few avenues that you can take when it comes time to file your taxes that can help save you some money.
