A certificate of deposit (also called a "CD" or "certificate") usually offers a higher interest rate than a traditional savings account. However, there are several
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One popular method of budgeting is the cash budget. This type of budget is exactly how it sounds; you only use cash to make purchases as opposed to credit cards. However, as with any type of budgeting, there are advantages and disadvantages. Here are some of the pros and cons of a cash budget. PROS PREVENT OVERSPENDING You can only use what you ...
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Transferring money online is becoming a more common occurrence every single day. Whether it’s paying back for movie tickets, buying or selling something, or even sending cash to your babysitter, it's now easier than ever. Here are some of the most popular methods that people are using to transfer money online. VENMO Venmo has a limit of $2,999 per ...
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How would you like to end the year with an extra $1,378 in savings? It may be simpler than you think with the 52 Week Money Challenge. Here's how it works. Start off by placing one dollar into a savings account starting this week. Then next week, add two dollars and so on. By starting with small amounts, you can get yourself into the habit of ...
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You've decided you'd like to learn more about how to refinance your car loan. While there may be several pros involved with refinancing, there are some things you'll need to consider to make sure it's most beneficial for you. WHAT HAPPENS WHEN YOU REFINANCE YOUR VEHICLE? When refinancing, you will first need to complete some research and select a ...
Chances are you’ve built up some debt over the years. You’re not alone. In 2021, many experts found that 70%-80% of Americans carry consumer debt. While there’s no magic
Credit is a key part of doing business as an adult. Your credit can be checked whenever you’re applying for a loan, an apartment, an insurance policy, or sometimes even
Children are fast learners and can absorb an incredible amount of information. That’s why being a good example to them is so important. The same applies when it comes to
A warranty is a promise that a product (in this case, a vehicle) meets certain standards of quality and performance and, if it doesn’t, that it may be repaired,
By age four, many children will become familiar with the general concept of money simply through observation. Nowadays, they may see their parents use a debit or credit
For many people, tax season means getting a tax refund. While it may be tempting to spend that money on the latest tech gadget or new shoes, this money can be used as a
A pet can play a big role when it comes to your finances. Whether you’re a pet pro or are thinking of adding one to your family, here are some factors to keep in mind.
A down payment is the initial payment that you make when purchasing a home. The money is applied entirely to your equity in the home. This in turn lowers the amount you
