When opening accounts and applying for loans, you may see the terms APR and APY. If you haven’t gone through either of these processes, you may not be sure what they
You’ve been renting for a while now and you’re wondering if you’re finally ready to be a homeowner. Here are some questions to ask yourself to help determine whether or not you are ready to make the jump and buy a home: CAN I SAVE FOR A DOWN PAYMENT? While there are a few low or no down payment mortgage options, most traditional loans require at ...
You’ve decided you’re finally ready to take the plunge and become a home owner. Before you start picking wall colors and flooring, you need to prepare for the mortgage process. Check out some of steps you should take as you prepare to apply for a mortgage. PULL CREDIT REPORT You need to make sure there aren’t any collection notices or ...
Want to do some upgrades on your home but feeling a little cramped by your budget? Here are some ideas for easy fixes around the house that won’t break the bank. REPLACE HARDWARE Replacing old or mismatched hardware in a kitchen or bathroom can instantly pull the room together. Choose a style that compliments the existing room or is versatile ...
We have previously talked about what a seller needs to do during an open house, but there are also steps the buyer can take to ensure this process is as smooth and problem free as possible. Here are tips on maintaining good open house etiquette. DRESS THE PART For many, visiting open houses is a multi-hour process. Dress comfortably but still look ...
For one reason or another, the situation may arise where you need to close your checking and/or savings account. Here are some factors to take into consideration before
When opening a checking account, you may be asked if you want to opt into overdraft protection. However, you may not have a clear idea and what this is or why you would
Many older homeowners choose the reverse mortgage route to help cover their finances, especially when their home is their largest asset. Here is some more information
With the tax filing deadline right around the corner, now is the time to gather information about your income. However, the tax rate is different based on whether the
In this month's Blog Rewind, we’re going to take a closer look at saving.
The earlier you start collecting the necessary documents needed for your taxes, the smoother and less stressful the process will be. Here are some of the important
Of all the financial documents to have, one of the most important is a living will. Here is a brief explanation of what a living will is and how you can get one.
Earlier this week, we explained a little more about insurance premiums and what they are and how they work. Today, here is a brief breakdown of how to make sense of your