You check your credit score and it’s lower than you last remember it. Why is that? There are several reasons why your credit score may have dropped, here are some of the

While you don’t need a certain credit score to retire, it’s still important to monitor what’s happening with your credit and take steps to keep your credit at a certain

One of the most important parts of credit is learning how to use it correctly. Doing so will keep your credit score high and help you be approved for loans, jobs, and

You’ve finally paid off that credit card that’s been hanging over your head for months (or maybe even years). Now the question is; should you cancel the card so it

The decision to file for bankruptcy is often not an easy one. Rebuilding after bankruptcy can be even more difficult. Not only are you having to deal with several

With so many risks out there, it's important to know how to prevent your identity from being stolen. One way to do this is by placing a freeze on your credit. If you've

We all have people in all of our lives that we would do anything for. But should that include co-signing a mortgage. Here are some questions you should ask yourself

Now that you’ve obtained a copy of your credit report, it’s time to start working on increasing your credit score. Credit scores are kind of like grades in school. It

WHAT IS A CREDIT REPORT? A credit report is a comprehensive summary of a person’s credit. It is often used as the deciding factor in whether or not you will receive