Hard Inquiry vs. Soft Inquiry

A credit inquiry is when a third party views your credit report. This check is done to make sure your credit and background are in good standing. There are two types of

How Much Credit Do You Need?

Having lines of credit is an important aspect of your overall credit report, but can you have too much or too little?

Comparing Debit & Credit Cards

At first glance, a credit card and debit card appear almost identical. They’re the same shape & size; they both have a 16 digit card number, and a signature. However,

Common Mortgage Mistakes

For most of us, a home is the biggest purchase we will make in our lifetime. Because of this, it’s important to make sure you are making smart decisions throughout the

Common Credit Mistakes

APPLYING FOR SEVERAL CARDS Every time you apply for a new card, an inquiry into your credit takes place. These reviews can stay on your credit report for up to two

Credit Score Improvement Tips

We’ve all heard the term 'credit scores', but do you know what they mean? A credit score, also referred to as a FICO score, is a three-digit number that is generated by

Mid-Year Financial Checkup

You go to the doctor for a checkup. You take your car into the mechanic for an inspection. You take your pets to the vet for an appointment. You even take your