What are Balance Transfers?

Chances are, you’ve received offers for balance transfers for your credit cards, but you may not know what they are or how they work. Here is everything you need to know

Use Credit Better

Credit cards are such a major part of many people’s financial lives. If used the right way, credit can help you receive lower interest rates on credit cards & loans and

The Right Way to Use Credit

One of the most important parts of credit is learning how to use it correctly. Doing so will keep your credit score high and help you be approved for loans, jobs, and

Preparing to Apply for a Mortgage

You’ve decided you’re finally ready to take the plunge and become a home owner. Before you start picking wall colors and flooring, you need to prepare for the mortgage

Tackling Credit Card Debt

When it comes to paying off your credit card debt, you may not be sure where to start. According to NerdWallet, the average American household carries over $16,000 in

Signs That You Overspend

We've all  had those times where we go a little over budget. Maybe it's spending a little more than you planned on vacation or perhaps you finally splurged on that new

How Much Credit Do You Need?

Having lines of credit is an important aspect of your overall credit report, but can you have too much or too little?

Common Credit Mistakes

APPLYING FOR SEVERAL CARDS Every time you apply for a new card, an inquiry into your credit takes place. These reviews can stay on your credit report for up to two

How To: Prevent Credit Card Skimming

Credit card skimming is a common way for people to get ahold of your financial information.