Garrett Lloyd

Recent Posts

What to Know About ACHs

Most of us spend money in our day-to-day lives. Maybe we have to buy groceries, pay the rent, or take care of bills. There are different ways to pay for these expenses.

Is a Money Market Right for You?

For many, a money market account (MMA) is kind of like a glorified savings account. It’s easy to see why. Like savings accounts, MMAs enjoy good liquidity with higher

What is Liquidity?

Liquidation sales, liquid assets, liquidity ratio—maybe you’ve heard these terms before. If you’ve ever been a little hazy on what exactly liquidity means in the world

Sharing Personal Info on Social Media

You’ve probably seen them before—those get-to-know-your-friends-better surveys that go around social media. They can be a fun way to get to know your acquaintances

What to Do with Mutilated Money

If you’ve ever tried making a purchase with cash that was heavily damaged, you may have gotten a funny look from the cashier—or maybe they wouldn’t accept your money at

Secured vs. Unsecured Loans

Chances are at some point you’ll take out a loan of some kind. After all, the average debt per American is $90,460 according to a 2021 CNBC report. If you’re considering

What is a Money Mule?

On Tuesday, we talked about what money laundering is and how it affects you. Today, we’ll talk about “money mules,” the part they play in the money laundering process,

How Money Laundering Affects You

You’re not alone if the term “money laundering” brings to mind images of washing machines, dryers, and laundry detergent. After all, laundering money is the process of

Costs of New vs. Used Cars

There’s nothing quite like your brand-new ride having the latest technology, a modern design, a clean interior, and zero maintenance issues. But is buying a used car the