Garrett Lloyd

Garrett Lloyd has been in the financial service industry since 2013. After studying strategic communication at the University of Utah, he began writing for Cyprus Credit Union as a content marketing specialist. His favorite part about creating content at Cyprus is making financial topics easy for readers to understand. He enjoys swimming, playing music, and coffee.

Recent Posts

Teaching Teens About Credit

Credit is a key part of doing business as an adult. Your credit can be checked whenever you’re applying for a loan, an apartment, an insurance policy, or sometimes even

Auto Loan Road Trip - Warranties

A warranty is a promise that a product (in this case, a vehicle) meets certain standards of quality and performance and, if it doesn’t, that it may be repaired,

When to Teach Kids About Money

By age four, many children will become familiar with the general concept of money simply through observation. Nowadays, they may see their parents use a debit or credit

Mortgage Down Payments

A down payment is the initial payment that you make when purchasing a home. The money is applied entirely to your equity in the home. This in turn lowers the amount you

What to Know Before Cosigning a Mortgage

We all have people in all of our lives that we’d do anything for. But should that include cosigning on a mortgage? Here are some factors to consider before helping

Auto Loan Road Trip - Liens

What Is a Lien? A lien is “a claim placed on real property in order to secure a debt” (utcourts.gov). For example: If you finance an auto loan, your lender will place a

Tax Fraud: What Every Taxpayer Should Know

With the tax season upon us, it is more important than ever to be informed about tax fraud. The Internal Revenue Service (IRS) wants taxpayers and tax professionals to

Auto Loan Road Trip - Titles

What Is a Title? A title is a sort of “birth certificate” for a vehicle. Among other things, this document lists the vehicle identification number (VIN), manufacture

Auto Loan Road Trip

Welcome to Cyprus Credit Union’s 2022 financial blog series! This year’s series will cover auto loans. We'll be taking a "road trip" through the most important things