Garrett Lloyd

Recent Posts

Auto Loan Road Trip - Refinancing

You might already be familiar with the process of financing a vehicle loan. You need to find a lender, have your credit pulled, get approved, agree to an interest rate,

Auto Loan Road Trip - Trade-Ins

When it comes time to get a new car, you may have to decide whether to sell your old vehicle or trade it in. Need an intro to how the trade-in process works? We've got

Auto Loan Road Trip - What Is Gap Insurance?

You’ve just decided to purchase a new car and can’t wait to get the loan paperwork behind you. You’re on the phone with your financial institution when they ask: "Would

Auto Loan Road Trip - Buy or Lease?

Leasing a vehicle has some attractive advantages when compared to buying. But is it the right choice for you? Let's start by going over what a lease is. Leasing a car

Teaching Teens About Credit

Credit is a key part of doing business as an adult. Your credit can be checked whenever you’re applying for a loan, an apartment, an insurance policy, or sometimes even

Auto Loan Road Trip - Warranties

A warranty is a promise that a product (in this case, a vehicle) meets certain standards of quality and performance and, if it doesn’t, that it may be repaired,

When to Teach Kids About Money

By age four, many children will become familiar with the general concept of money simply through observation. Nowadays, they may see their parents use a debit or credit

Mortgage Down Payments

A down payment is the initial payment that you make when purchasing a home. The money is applied entirely to your equity in the home. This in turn lowers the amount you

What to Know Before Cosigning a Mortgage

We all have people in all of our lives that we’d do anything for. But should that include cosigning on a mortgage? Here are some factors to consider before helping