Mortgage Down Payments

A down payment is the initial payment that you make when purchasing a home. The money is applied entirely to your equity in the home. This in turn lowers the amount you

What to Know Before Cosigning a Mortgage

We all have people in all of our lives that we’d do anything for. But should that include cosigning on a mortgage? Here are some factors to consider before helping

Use Autumn to Your Advantage

Autumn officially starts tomorrow. While you may be looking forward to cooling temps and catching a football game or two, there are a few things you need to do around

Know Your Loan Lingo: Amortization

Knowing your lingo will help you stay well-informed while going through the loan process. One term you might hear is amortization. Let’s take a minute to break down this

Job Loss & Mortgage Unemployment Insurance

Job loss can happen at the most unexpected of times. It can be especially stressful for homeowners with a mortgage. If you ever find yourself in a tight spot after being

Home Fixes for Under $100

Want to do some upgrades on your home but feeling a little cramped by your budget? Here are some ideas for easy fixes around the house that won’t break the bank.

Improving Curb Appeal

Think of curb appeal as your home’s first impression to potential buyers. If the outside of your house is in bad shape, it may dissuade people from checking out the

What are USDA Loans?

With summer being the most popular time to buy a new home, we wanted to highlight some of our mortgage products. A couple of weeks ago, we talked about FHA loans. You

What Are FHA Loans?

Cyprus Credit Union offers a wide range of mortgage options to assist our members in buying a home. Our programs cover every option from the first time buyer to a

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