According to a recent article from NerdWallet, the average American household carries a credit card balance of $16,748. Regardless of your own personal amount of debt,

Congratulations, you’ve finally accomplished the goal of paying off your debt. That weight off your shoulders has disappeared and you now have the freedom to do more of

If your New Year’s resolutions include paying off some of that debt that’s been hanging around, loan consolidation may be an option for you.