Increase Credit Score - Financial Fitness Plan

Now that you’ve obtained a copy of your credit report, it’s time to start working on increasing your credit score. Credit scores are kind of like grades in school. It

A College Student's Guide: Building Credit

There are so many new things to learn about the world of “adulting.” One confusing and important topic is building credit. Credit is often the underlying factor of

Check Your Credit Report - Financial Fitness Plan

WHAT IS A CREDIT REPORT? A credit report is a comprehensive summary of a person’s credit. It is often used as the deciding factor in whether or not you will receive

Hard Inquiry vs. Soft Inquiry

A credit inquiry is when a third party views your credit report. This check is done to make sure your credit and background are in good standing. There are two types of

How Much Credit Do You Need?

Having lines of credit is an important aspect of your overall credit report, but can you have too much or too little?

Comparing Debit & Credit Cards

At first glance, a credit card and debit card appear almost identical. They’re the same shape & size; they both have a 16 digit card number, and a signature. However,

Cutting Spending with Friends

You’ve decided to make it a New Year’s resolution to save money or live on a budget, which is awesome. However, your friends may not have the same goals or are in a

Common Credit Mistakes

APPLYING FOR SEVERAL CARDS Every time you apply for a new card, an inquiry into your credit takes place. These reviews can stay on your credit report for up to two

How To: Prevent Credit Card Skimming

Credit card skimming is a common way for people to get ahold of your financial information.