A down payment is the initial payment that you make when purchasing a home. The money is applied entirely to your equity in the home. This in turn lowers the amount you

When you first begin the mortgage process, your lender will take a look at your financial situation to see how much loan for which you may potentially qualify. However,

You’ve been renting for a while now and you’re wondering if you’re finally ready to be a homeowner. Here are some questions to ask yourself to help determine whether or