The Must-Knows of Freezing Your Credit

Identity theft is big business. While almost 1.4 million reports of identity theft were received by the Federal Trade Commission in 2021 (, the actual number of

Opting In & Out of Prescreened Credit Offers

On Tuesday, this blog discussed preapproved/prescreened credit cards and whether or not they affect your credit (click here to be taken to this past Tuesday's blog).

Credit Inquiries

A credit inquiry is when a third party views your credit report. This check is done to make sure your credit and background are in good standing. There are two types of