Garrett Lloyd

Recent Posts

Discovering Your History

November is National Family Stories Month. There are all kinds of different families out there, each with their own stories. This is a great time to reflect on your

Opting In & Out of Prescreened Credit Offers

On Tuesday, this blog discussed preapproved/prescreened credit cards and whether or not they affect your credit (click here to be taken to this past Tuesday's blog).

Do Preapproved Credit Cards Affect My Credit?

Many of us have received preapproved credit card solicitations in the mail before. Here are a couple of things to know about these offers.

What Is a Federal Credit Union?

Though we are often referred to simply as Cyprus Credit Union, the full name of our financial institution is Cyprus Federal Credit Union. Not all credit unions are

What to Know About ACHs

Most of us spend money in our day-to-day lives. Maybe we have to buy groceries, pay the rent, or take care of bills. There are different ways to pay for these expenses.

Is a Money Market Right for You?

For many, a money market account (MMA) is kind of like a glorified savings account. It’s easy to see why. Like savings accounts, MMAs enjoy good liquidity with higher

What is Liquidity?

Liquidation sales, liquid assets, liquidity ratio—maybe you’ve heard these terms before. If you’ve ever been a little hazy on what exactly liquidity means in the world

Sharing Personal Info on Social Media

You’ve probably seen them before—those get-to-know-your-friends-better surveys that go around social media. They can be a fun way to get to know your acquaintances

What to Do with Mutilated Money

If you’ve ever tried making a purchase with cash that was heavily damaged, you may have gotten a funny look from the cashier—or maybe they wouldn’t accept your money at