Funding Your Future - Cyprus CU Blog

Saving Money While Shopping

Written by Avery Mills | Mar 31, 2020 2:03:00 PM

While shopping may be a necessity in our lives, there are steps we can take to help make sure we don't break the bank while doing so. Here are some tips for saving money while doing your everyday shopping.

AVOID IMPULSE PURCHASES

Whenever you leave the house, create a shopping list of everything you need and stick to this list. Even if it’s an item you’ve been eyeing for a while and it’s finally on sale, do your due diligence and cost compare to ensure you’re getting the best price possible. Don't make extra stops that may cause your budget to derail.

USE COUPONS

Coupons are a great way to save money on items you are already buying. When making your list, check stores to see if there are coupons available. Don’t use a coupon as an excuse to buy something you don’t really need.

WAIT IT OUT

For many, shopping is an outlet for emotions they’re going through, such as stress, sadness, boredom, and more. Avoid making shopping trips during these times and find another outlet to combat these feelings. Ideally, this should be something that isn't going to cost you money, such as watching your favorite show, reading a book, taking a hot bath, etc. It’s also a good idea to avoid the grocery when you’re hungry.

SHOP ONLINE

If you primarily shop online, there are plugins that you can install into your browser that will automatically look for the best deals for you. This could include coupon codes or other offers. As an extra precaution, don’t store your credit card information on the sites you most commonly frequent. This will prevent an impulse purchase from being just a couple of clicks away.