We’re all human and mistakes happen. So, if you find yourself occasionally slipping up on your finances, don’t be too hard on yourself. However, if you find it’s a constant problem, see if you can identify where you are falling short and come up with a plan to resolve these problems.
It’s easy to look around and compare your life to those around you, whether that’s friends, family members, or people on social media. Comparing what we know about ourselves (the good and the bad) to those of others (who usually only present the best sides of themselves) creates a feeling of inadequacy that may cause us to make unwise financial decisions. Instead of a comparison to others, compart yourself to your previous self and celebrate the achievements and successes you’ve had.
When your finances aren’t great, it can be tempting to just ignore them. Schedule regular, consistent times to go over your finances. This could be once a month, once a quarter, or even once a year, depending on the amount of attention they need. Hold yourself accountable to this. It may help to share your goals with a friend or family member who will help to encourage you to stick to your goals.
You can make all the plans in the world, but if you don't know 'why' you are working towards them, it makes it harder to stick to your goals. Figure out the role that finances play in your life and how that aligns with your overall values. The more you are able to determine, the more individual based your financial plans will be.